Debt

• Online handbooks
• Articles
• Other resources

Online handbooks

Debt Advice Handbook

Key chapters from the Debt Advice Handbook, which is free online in partnership with the Money and Pensions Service:

• Chapter 1: Debt advice: an outline
• Chapter 3: Stages of debt advice
• Chapter 4: Types of debt
• Chapter 8: Dealing with priority debts
• Chapter 10: Personal insolvency: Debt Relief Orders (DRO)

Debt Advice Handbook Scotland

Key chapters from the free Debt Advice Handbook Scotland include:

• Chapter 1: Debt advice: an outline
• Chapter 3: The six stages of the debt advice process
• Chapter 4: Household debt
• Chapter 6: Statutory debt solutions in Scotland

Articles

The most recent articles on debt from our Welfare Rights Bulletin:

• ‘Legacy’ overpayments – a change in the weather? (August 2023)
• Overpayments and ‘legitimate expectation’ (April 2023)
• Fuel deductions and benefit (June 2022)

Other resources

Find additional sources of support for your clients by using our timesaving checklists :

• Cost of living

Information on debt for advisers from Shelter:

• Debt and money